Smart investments, real returns

Grow your wealth with confidence

Choose from curated investment plans with fixed, transparent returns. No hidden fees. No surprises. Just your money, growing every day.

Choose your plan

4 tiers. One goal.

All plans credit interest daily. Funds remain yours — principals are returned at maturity.

Beginners Choice

Basic

10.5%

total return on investment

Duration

2 days

Minimum

$500

Basic

  • Minimum $500 investment
  • 2-day fixed duration
  • Basic
  • Maximum $4,000
  • Email updates on every credit
Get started
Silver

Silver

12.5%

total return on investment

Duration

4 days

Minimum

$5,000

Silver

  • Minimum $5,000 investment
  • 4-day fixed duration
  • Silver
  • Maximum $9,000
  • Email updates on every credit
Get started
Gold

Gold

19.7%

total return on investment

Duration

5 days

Minimum

$10,000

Gold

  • Minimum $10,000 investment
  • 5-day fixed duration
  • Gold
  • Maximum $50,000
  • Email updates on every credit
Get started
Platinum

Platinum

50%

total return on investment

Duration

10 days

Minimum

$51,000

Platinum

  • Minimum $51,000 investment
  • 10-day fixed duration
  • Platinum
  • Maximum $100,000
  • Email updates on every credit
Get started

Process

How it works

01

Open account

Sign up in under 3 minutes. Verify your identity and fund your account.

02

Choose a plan

Select the plan that matches your investment horizon and risk appetite.

03

Watch it grow

Interest is credited to your account every single day at midnight UTC.

04

Withdraw freely

At maturity, your principal + total return is available for withdrawal instantly.

Questions

Frequently asked

Log in, go to Dashboard → Investments, choose a plan and enter your desired amount. Funds are deducted from your account balance instantly.
Starter and Growth plans allow cancellation at any time. Early exit on the Elite Plan is available with a 5% fee applied to unrealised interest. Principal is always returned in full.
Returns are fixed for the plan duration and credited daily. However, investment products are not covered by FDIC insurance — see our FDIC Notice for details on which accounts are insured.
You can invest using any currency held in your Stellar Crest account. Returns are credited in the same currency as your investment.
Interest is calculated daily as: (Principal × ROI rate) ÷ plan duration in days. For example, a $2,000 Growth Plan earns approximately $11.67 per day.
No, Stellar Crest Bank charges zero fees for opening, maintaining, or compounding your investment plans. The interest rates shown are net returns credited directly to your balance.
We employ advanced algorithmic risk mitigation and hedge our portfolios across diversified cash, treasury bonds, and liquid assets. Please note that while savings accounts carry FDIC insurance up to limits, investment plans are market-linked vehicles.
Absolutely. You can open and manage multiple plans simultaneously (e.g., a Starter Plan for short-term liquidity and an Elite Plan for long-term growth) from your dashboard.
Once your plan matures, the entire principal amount plus your total accumulated interest is instantly unlocked and credited to your primary account balance. You can then withdraw or reinvest.
To increase your limits, navigate to Settings → Profile and complete your KYC verification. This upgrades you from Basic to Premium or Standard, increasing your deposit and investment limits.
Yes. For our Growth and Elite plans, you can toggle the 'Auto-Reinvest' feature on. This automatically rolls over your daily interest or matured principal into a new plan of the same tier to compound your earnings.
Yes! Our Referral Program rewards you with a 5% bonus on the first deposit made by anyone who signs up using your unique referral code.

Start earning today

Open your free account and make your first investment in minutes.

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